01
Fix & Flip
Short-term capital to acquire and renovate non-owner occupied 1–4 unit homes, then sell or refinance.
- Up to 90% LTC / 75% ARV
- 12–24 month terms
- Close in 10 days
Real Estate Capital, Reimagined
Funding the projects that build neighborhoods.
Wellsons Financial provides private capital to real estate investors and builders — fast closings, common-sense underwriting, and a partner who understands the deal.
- $2.1B+
- Funded to date
- 10 days
- Average close
- 48 states
- Lending footprint
- 4.9/5
- Borrower rating
Loan Programs
Capital built for every stage of the deal.
Five purpose-built programs covering acquisition, construction, stabilization, and long-term hold. Quote any scenario in minutes.
02
Ground Up Construction
Financing for experienced builders developing new 1–4 unit residential properties from the ground up.
- Up to 85% LTC
- Interest-only draws
- Builder-friendly terms
03
Stabilized Bridge
Short-term bridge financing for recently renovated or newly built properties listed, or soon to be listed, for sale.
- Up to 75% LTV
- 6–18 month terms
- No prepay penalty options
04
Single Property Rental
Long-term, fixed financing to purchase or refinance a non-owner occupied 1–4 unit rental property.
- 30-year fixed available
- DSCR-based qualification
- Up to 80% LTV
05
Rental Portfolio
A single facility to refinance or acquire multiple rental properties under one streamlined loan.
- 5+ property portfolios
- Blanket loan structure
- Cash-out available
Not sure where you fit?
Tell us about the deal — we'll match you with the right structure in one call.
The Process
A closing path built around the investor.
We've stripped out the friction that slows deals down. Term sheet in 24 hours, clear conditions, and a dedicated point of contact from intake to wire.
- 01
Submit
Two-minute scenario. No credit pull, no commitment.
- 02
Term Sheet
Priced and structured within 24 hours of submission.
- 03
Diligence
Streamlined doc collection through a single portal.
- 04
Fund
Clear-to-close in as few as 10 business days.
About Wellsons
Capital with the conviction of an operator.
Wellsons Financial was founded by investors and builders who got tired of waiting on banks. We finance the deals we'd want to do ourselves — and we underwrite with the judgment of someone who has held the keys.
Today we fund across 48 states, partnering with first-time flippers and institutional builders alike. Every relationship begins with a real conversation about the project, not a checklist.
Founded
2014
HQ
Atlanta, GA
States Served
48
Loans Closed
$2B+
Ready when you are
Quote your next deal in two business days.
Soft inquiry. No commitment. A pricing indication from a real underwriter, not an algorithm.